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Tag Archive | "home content insurance"

Use the Internet for your next Home Contents Insurance renewal.

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Over time the make up of your home contents insurance will not really change that much and the make up of what you want to cover probably wont change either, the problem with this is that it is possible to get quite lazy when your renewal notice arrives. If your renewal notice remains roughly the same as the previous year you will more than likely simply renew your quote without much thought, this type of action in today’s climate is a big mistake. If you consider for a minute the ever increasing cost of living whether it be the cost of fuel and food, wouldn’t it be a wise choice to spend a little time trying to save as much money in general as possible.

With the expansion of the Internet in recent years one of the easiest ways of reducing your general living costs is to spend a little bit of time researching your home contents insurance renewal cost. First of all if you are in receipt of a renewal quote you have a very good marker for you to be able to set a budget, you definitely will not be looking to pay more than your renewal so your task is to beat this quote and save as much money as possible.

So then where to start on the Internet one thing is for certain any search for insurance on the Internet is met with an enormous stream of insurers wanting to give you quotes  on their own websites, one of the best ways to save time is to head straight to a insurance comparison website. On comparison websites you should only ever have to complete your details once so make sure you enter all the correct cover levels that you require for all your belongings. Then once this is completed the website should supply you with lots of quotes from a range of insurers, hopefully at this stage you will see a quote that beat your home contents insurance renewal.

In closing I am confident that most people will be able to save money by using the Internet to arrange their home contents insurance, more importantly these skills are exactly the same skills needed when searching for any type of insurance ranging from specialist insurances like import car insurance or regular insurance types like travel or life insurance.

Selling Insurance | Categories of Insurance

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If you are interested in selling insurance, there are a lot of types of insurance you can pick from.  It might be overwhelming to try to figure out which ones to go into first so here are you options.  If you want, you can start with one and eventually pick up the other lines later on.

Auto Insurance

Selling car insurance is prettying straightforward.  You sit in a retail shopping area and wait for customers to come in.  You are most likely selling other types as well, but marketing mostly car insurance.  The best place to start in this line is at an agency at the mall or another busy shopping center.

Other Consumer Insurance

There are other types of consumer insurance.  Health and life insurance is probably the most familiar.  There is also disability, mortgage, home & content insurance as well.  These are all the types of insurance that individuals and families would get.

The money for these personal lines are a lot better than just car insurance.  Although the money is better, it is also harder to sell.  The main reason is because it is not required by law to have mortgage insurance, for example.  That is, of course, not true for car insurance.

Commercial Insurance

Your best money will come from selling commercial lines.  Under this category there is commercial liability insurance, workers compensation insurance, property insurance and vehicle fleet insurance.

These bring in the most money for several reasons.  First of all, each policy costs more in terms of premiums.  That also means your commission will be higher.

Additionally, you can have less customers.  Each business client will probably buy multiple policies from you.  That will enable you to sell a lot more with less clients.  That’s a bigger bang for your buck and your time.

Also, businesses are more likely to pay their premiums.  This will reduce any chargeback in your commissions.

On top of all of that, as the business grows, they will need more and more insurance coverage.  If you have developed a relationship with a business, you will have a growing income stream from them as time goes on.